Year: 2019

How to protect yourself from businesses going bust

How To Protect Yourself From Businesses Going Bust

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It’s no secret that businesses have been faced with hard times recently. According to the Centre for Retail Research, 38 major retailers were failing between January and November 2019. Big names like Mothercare, Debenhams and Thomas Cook have all found themselves in trouble. As the economy continues to struggle, we could see more companies going…
Eddie Teddie and Secret Santa

Eddie Teddie and Secret Santa

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Hello Friends, IT’S CHRISTMAS! What an exciting time of the year. My favourite things about Christmas are decorating the Christmas tree, singing Christmas songs, and getting a chocolate every day from my advent calendar! My advent calendar is brilliant because it’s a wooden train with 24 little drawers and a treat in each one. I…
Milestones: Employing Others

Milestones: Employing Others

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So, you have followed the advice in our article on managing your finances when starting a new business and have now successfully established your own company. Congratulations! With any luck, you are starting to get nice and busy. Maybe you could even do with a helping hand? Recruiting staff is a massive, and quite scary,…
Eddie Meets Penguins

Eddie Teddie Meets Penguins!

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Hello Friends, This month, I have been on the most exciting trip. I have been to Antarctica to see some penguins! I don’t know about you, but I love penguins, in fact they are probably my favourite bird. Up until now I have only been able to see them in the zoo. This year though,…
SMCR - Senior Managers and Certification Regime

SMCR – Senior Managers and Certification Regime

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There are some big changes happening for regulated firms, like us, in the UK. On 9 December 2019, the Senior Managers and Certification Regime (SMCR) – also referred to as the ‘Accountability Regime’ – will replace the Approved Persons Regime for all FCA registered firms. According to the FCA website: “The aim of the Senior…
The Downfall of Neil Woodford

The Downfall of Neil Woodford: What are the lessons for investors?

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In his heyday, Neil Woodford was described as “Britain’s answer to Warren Buffett”. But, last month, the dwindling fortunes of superstar Fund Manager Neil Woodford took one final hit as his business finally imploded following months of uncertainty. What happened, and what can we all learn from this unfortunate series of events? Who is Neil…
What happens to lost pensions?

Lost pensions – what happens to them?

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Old pensions can easily fall by the wayside. People move jobs throughout their working lives so pensions from the beginning of an individual’s career can be forgotten and left behind. But what happens to these pensions if they’re left unclaimed? And could yours be one of them? We’re going to take a look at new…
Eddie Teddie's Autumn Baking

Eddie Teddie’s Autumn Baking

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Hello Friends, I don’t know about you, but I love it when autumn comes around. The leaves are starting to turn red, orange and gold. We can have bonfires, wrap up in big jumpers and drink hot chocolate. It’s also a great time of year to pick my favourite fruit, apples.  There is an orchard…
Calculating your investment risk profile

Calculating Your Investment Risk Profile

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For those of you who already invest, you probably have a pretty good idea of what an investment risk portfolio is. For those of you who don’t, this summary is for you. A risk profile is an evaluation of an individual’s willingness and ability to take risks. When it comes to investment, risk and return…
12 steps to a longer life

12 Steps to Living Longer (and what you need to do about it)

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As a nation we are living longer, and it may not be down to just our genes. Improvements in medical treatment and healthier lifestyle habits are all contributing to our extended lifespans. Do you want to make sure you are on the ever-growing list of people receiving a card from the Queen? Here are 12…
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