Finance blog | Latest financial news

Gold, Frankincense or Myrrh: Is it time to take investing in gold seriously?

December 2, 2020

Well, you might be forgiven for thinking this is just another silly season Christmas blog post. But there’s a genuine, serious point here, we promise. While we don’t recommend investing in frankincense and, if we’re honest, we’re still not sure what myrrh really is – gold is certainly an option when it comes to your…

image text reads 'pensions: advice vs guidance'

Pensions advice vs. pensions guidance: What’s the difference?

November 24, 2020

Julie Hunt

Estate planning, Pensions

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You may have heard of the terms ‘advice’ and ‘guidance’ being used to refer to help you could access about your pension. But do you really know the difference? The two terms have specific meanings, and understanding the difference between the two is vital, as one is regulated and comes with legal protection, while the…

Face to Face graphic, text reads Negative Interest Rates

Negative interest rates: Are they likely and what would they mean for you?

November 13, 2020

Julie Hunt

Investment, Mortgages, Personal finance

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While we recently wrote about Covid-19 and its impact on savings, it seems that the pandemic is still affecting everyone’s money in new ways. There’s been a lot of talk recently about negative interest rates. As the pandemic and lockdown continues to impact the economy in unexpected ways, we’ve decided to take a look at…

Eddie Teddie putting coins into his jam jars

Eddie Teddie Tries Jam-Jar Budgeting

November 12, 2020

Julie Hunt

Eddie Teddie

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Hello everyone, It’s your friend, Eddie Teddie. How have you been getting on with saving your pocket money? As we haven’t been able to go out so much this year, I have found it a little easier to save my money. With the extra money I have been saving, I’m finding it tricky to decide…

What happened to the social care reform?

What has Happened to the Social Care Reforms?

October 19, 2020

Julie Hunt

Old age care

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Three years ago we wrote about the social care crisis in our post Old Age Care: Where do we go from here? By now, there should have been some changes implemented to help ease the crisis. However, social care reforms have, once again, been put on hold. Lord Bethell, parliamentary under secretary of state at…

Eddie Teddie signing his second book; Eddie Teddie Goes on Holiday

Eddie Teddie’s New Book: Join The Online Book Launch Party!

October 14, 2020

Julie Hunt

Eddie Teddie

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Hello friends, I have something really exciting that I have been wanting to share with you for ages – I have written a second book! I really enjoyed writing my first book; Eddie Teddie’s Big Summer of Saving, and it was really popular. Learning about money is really important so I wanted to help you…

Face to Face Finance are winners of MoneyAge Financial Adviser Award for Small to Medium Firm of the Year 2020

We Won A National Award!

October 14, 2020

Julie Hunt

Face To Face Finance News

There have been celebrations aplenty since we found out that we’ve won the MoneyAge Financial Adviser Award for Small to Medium Firm of the Year, beating off stiff competition from across the UK. The MoneyAge awards celebrate excellence, innovation and professionalism in the personal finance space. Winners for each category were selected by a prestigious…

Helping your child become a millionaire!

October 14, 2020

Julie Hunt

Estate planning, Pensions, Personal finance

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We’ve written before about how to save for your children. You may have heard of some of the options – junior ISAs, bonds, trusts – before. But we left you with a tantalising promise to let you know how you can help your child become a millionaire. Well, here’s the lowdown. Pensions for children (child…

The Pension Freedom Age is Set to Increase

October 12, 2020

Julie Hunt

Pensions

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Back in 2014, the Government indicated that the age at which people could access their private pension was set to increase. As the government didn’t legislate for the change, many in the industry were unsure whether the change would happen. Last month, however, the Government confirmed they were going to increase the age. From 2028,…

How to save for your children

October 10, 2020

Julie Hunt

Investment, Personal finance

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From before they’re even born, children are expensive! But as they grow up, these costs are likely to get bigger and bigger. Driving lessons, first car, university, weddings, first home…that’s a lot of money to find. If you want to help your children get off to a strong financial start, it’s a good idea to…