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What is the Residential Nil Rate Band?

Julie Hunt
Estate planning
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This article was last reviewed on 30th April 2021 The Residential Nil Rate Band (RNRB) was introduced in April 2017 with the aim of bringing down the inheritance tax bill for millions of normal British families whose parents’ or grandparents’ estates had bumped over the old £325,000 threshold. The number of UK families being affected…
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Asset Allocation in 5 minutes

Julie Hunt
Investment
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What is asset allocation? Asset allocation is the process of deciding how to divide investment money across different asset categories. The aim of asset allocation is to reduce your risk whilst maximising the return on your investment. In broad terms, there are four main types of asset categories: cash, shares (also called equities), property and…
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