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Could You Really Become an ISA Millionaire?

Julie Hunt
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This month here on the Face to Face blog, we’re taking a look at the story of ISA millionaires, often repeated in the media – particularly around the April ISA deadline! In this article, we’re going to investigate this phenomenon, digging in to whether it’s possible to be an ISA millionaire – and whether or…
End of the tax year

What to do before the end of the tax year

Julie Hunt
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April will be here before we know it. And with it comes a new tax year. There’s just enough time between now and April 5th to take action to make sure your money is working as hard as possible for you. Here’s a handy checklist to work through: 1) Use up your ISA allowance An…
Inherited ISAs

Inherited and Flexible ISAs: Part 2

Julie Hunt
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Following on from our last blog post about Flexible ISAs, we are continuing to look at recent ISA changes. In part 2, it’s the turn of the Inherited ISA. So, what exactly is an Inherited ISA? An introduction to Inherited ISAs In 2015 a rule was introduced to make it possible for an individual to…
Flexible ISAs

Inherited and Flexible ISAs: Part 1

Julie Hunt
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By now, we’re sure you all know that having an ISA is a tax-efficient way for saving towards your financial goals. Since their introduction in 1999 they have grown and developed significantly. Over the next couple of articles, we are going to take a look at two of the latest changes; Flexible ISAs and Inherited…

What is a Care ISA?

Julie Hunt
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Growing old is inevitable. Planning for life after retirement is vital. As more of us are living for longer there is a good chance that you will need to factor in paying for your care in older age too. There is to be an estimated funding gap of £5.5billion in social care in 2020-2021. Which…

Lifetime ISAs: are they all they’re cracked up to be?

Julie Hunt
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As financial advisers, it’s always interesting to see how new government initiatives are adopted by the industry, and by the general public. The Lifetime ISA is just such an initiative, first announced by George Osborne in his 2016 Budget. But it’s been met with a reception that we’d describe as lukewarm, at best. Why is…

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