Mortgages

Face to Face graphic, text reads Negative Interest Rates

Negative interest rates: Are they likely and what would they mean for you?

November 13, 2020

While we recently wrote about Covid-19 and its impact on savings, it seems that the pandemic is still affecting everyone’s money in new ways. There’s been a lot of talk recently about negative interest rates. As the pandemic and lockdown continues to impact the economy in unexpected ways, we’ve decided to take a look at…

Pensions vs Property; which is the best investment

Which is the Better Investment; Pension or Property?

July 17, 2020

Julie Hunt

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It’s not uncommon for people to invest in property as their little nest egg for retirement. For some, property is seen as a safer option in the long run compared to the volatility of financial markets which affect pensions. In fact, a recent YouGov poll found that 30% of respondents between the age of 45…

Interest rate rises – will it ever happen?

August 22, 2017

Julie Hunt

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The will they/won’t they debate around raising interest rates has been rumbling on for several years now. But with the Bank of England announcing this month that they’re holding the base rate at their current 300-year low of 0.25%, how does the landscape look? And do we need to do anything to prepare for when…

Mortgages for the over 65s: it affects us all

June 26, 2017

Julie Hunt

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What’s the situation? The amount of mortgage debt held by the over 65s is set to almost double from £20.1 billion to £39.9 billion by 2030. The financial industry, and mortgage lenders in particular, need to take action in response to these figures. The right moves could help stimulate the housing market to the benefit…