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Old age care

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12 steps to a longer life

12 Steps to Living Longer (and what you need to do about it)

Julie Hunt
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As a nation we are living longer, and it may not be down to just our genes. Improvements in medical treatment and healthier lifestyle habits are all contributing to our extended lifespans. Do you want to make sure you are on the ever-growing list of people receiving a card from the Queen? Here are 12…

Health and Welfare Lasting Power of Attorney: An Overview

Julie Hunt
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We often write about planning for your future and this post is no different. But it is quite a tricky area. Imagine you were no longer able to make decisions for yourself. A terrifying thought, but a reality for an increasing number of people, particularly the elderly. There are 850,000 people with dementia in the…

What is a Care ISA?

Julie Hunt
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Growing old is inevitable. Planning for life after retirement is vital. As more of us are living for longer there is a good chance that you will need to factor in paying for your care in older age too. There is to be an estimated funding gap of £5.5billion in social care in 2020-2021. Which…
How many years of care can you afford

How many years of care can you afford by self-funding?

Julie Hunt
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There’s a good chance that you are going need to move into a care home in later life. At the moment, if you live in England or Northern Ireland you have to self-fund your care home fees if your assets (which may include your property) or savings add up to more than £23,250. In The…

Mortgages for the over 65s: it affects us all

Julie Hunt
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What’s the situation? The amount of mortgage debt held by the over 65s is set to almost double from £20.1 billion to £39.9 billion by 2030. The financial industry, and mortgage lenders in particular, need to take action in response to these figures. The right moves could help stimulate the housing market to the benefit…

Old Age Care: Where do we go from here?

Julie Hunt
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The Old Age Care Problem Here in the UK, we’re facing a crisis when it comes to how we’re going to pay to care for our aging population. People over the age of 90 in the UK now account for almost 1% of the entire population. Calling it a crisis isn’t overstating the issue. More…
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