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Potential Changes to Minimum Pension Age Could Cause Confusion

The government has recently confirmed that it will press ahead with its proposed change to the normal minimum pension age (NMPA), increasing it from 55 to 57. But recent reports and analysis of this change have suggested that it has the potential to cause confusion and even technical or regulatory issues for those attempting to…
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Dispelling Some Common Pension Myths

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Here at Face to Face Finance, we’re all about clear and honest financial advice and information. And, we want to help you get the same advice, wherever you are. When it comes to pensions, there are a lot of myths floating around. And a lot of so-called conventional wisdom that actually isn’t so wise after…

Webinar | PIPSI – 5 Steps to Planning Your Finances

We’re always keen to educate people when it comes to finances. Recently, Emma and Ralph hosted a free webinar for the Norfolk Chambers of Commerce and we would love to share it with you. This webinar was all about planning your finances using PIPSI. Emma and Ralph walk you through the process which will help…
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Pensions advice vs. pensions guidance: What’s the difference?

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You may have heard of the terms ‘advice’ and ‘guidance’ being used to refer to help you could access about your pension. But do you really know the difference? The two terms have specific meanings, and understanding the difference between the two is vital, as one is regulated and comes with legal protection, while the…

Helping your child become a millionaire!

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We’ve written before about how to save for your children. You may have heard of some of the options – junior ISAs, bonds, trusts – before. But we left you with a tantalising promise to let you know how you can help your child become a millionaire. Well, here’s the lowdown. Pensions for children (child…
Pension Freedom Age increasing to 57

The Pension Freedom Age is Set to Increase

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Back in 2014, the Government indicated that the age at which people could access their private pension was set to increase. As the government didn’t legislate for the change, many in the industry were unsure whether the change would happen. Last month, however, the Government confirmed they were going to increase the age. From 2028,…
Pensions vs Property; which is the best investment

Which is the Better Investment; Pension or Property?

It’s not uncommon for people to invest in property as their little nest egg for retirement. For some, property is seen as a safer option in the long run compared to the volatility of financial markets which affect pensions. In fact, a recent YouGov poll found that 30% of respondents between the age of 45…
Auto Enrolment: What happens if you don't comply?

Auto Enrolment: What Happens If You Don’t Comply?

For those of you who employ more than one person, you probably know all about auto enrolment. If you don’t (and you really should) here is a reminder; auto enrolment is a government scheme which requires an employer to place all qualifying staff into a workplace pension scheme. The employer should also make contributions towards…