Personal finance

worst mistakes to make during a market crash

Worst Mistakes to Make During a Market Crash

During these trying, and unusual, times it can be difficult to know what to do with your investments. Especially for those who are new to investing and may not have had to ride out a storm before. Your immediate reaction may be to jump ship but remember, investing is a long-term practice. Staying calm may…
coronavirus and the markets

Market Update: The Coronavirus Effect

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Yesterday, 12 March 2020, marked the worst day in the markets since 1987, with the FTSE 100 (the main UK index) dropping by more than 10%. As coronavirus continues to spread around the world, so too does investor fear that economic growth will be destroyed in its wake. Neil Wilson, chief market analyst at…
End of the tax year

What to do before the end of the tax year

April will be here before we know it. And with it comes a new tax year. There’s just enough time between now and April 5th to take action to make sure your money is working as hard as possible for you. Here’s a handy checklist to work through: 1) Use up your ISA allowance An…
How to protect yourself from businesses going bust

How To Protect Yourself From Businesses Going Bust

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It’s no secret that businesses have been faced with hard times recently. According to the Centre for Retail Research, 38 major retailers were failing between January and November 2019. Big names like Mothercare, Debenhams and Thomas Cook have all found themselves in trouble. As the economy continues to struggle, we could see more companies going…
Calculating your investment risk profile

Calculating Your Investment Risk Profile

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For those of you who already invest, you probably have a pretty good idea of what an investment risk portfolio is. For those of you who don’t, this summary is for you. A risk profile is an evaluation of an individual’s willingness and ability to take risks. When it comes to investment, risk and return…
12 steps to a longer life

12 Steps to Living Longer (and what you need to do about it)

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As a nation we are living longer, and it may not be down to just our genes. Improvements in medical treatment and healthier lifestyle habits are all contributing to our extended lifespans. Do you want to make sure you are on the ever-growing list of people receiving a card from the Queen? Here are 12…
Inherited ISAs

Inherited and Flexible ISAs: Part 2

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Following on from our last blog post about Flexible ISAs, we are continuing to look at recent ISA changes. In part 2, it’s the turn of the Inherited ISA. So, what exactly is an Inherited ISA? An introduction to Inherited ISAs In 2015 a rule was introduced to make it possible for an individual to…
Flexible ISAs

Inherited and Flexible ISAs: Part 1

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By now, we’re sure you all know that having an ISA is a tax-efficient way for saving towards your financial goals. Since their introduction in 1999 they have grown and developed significantly. Over the next couple of articles, we are going to take a look at two of the latest changes; Flexible ISAs and Inherited…